Home Equity Line of Credit, Vehicle Loan, Debt Consolidation Loan, Vacation, Back-to-School & Christmas Loans, Personal (Signature) Loan
Put the equity in your home to work for you. Whether it's a well-deserved vacation, home improvements, or a college education — with a Home Equity Line Of Credit from Prairieland, the possibilities are almost endless. A home equity line of credit is a form of revolving credit in which your home serves as collateral. You can borrow a specific percentage of the appraised value of your home, minus the balance owed on your mortgage. If you've lived in your home very many years, that could be a substantial amount.
Check out our rates, and then contact a Prairieland Loan Officer to apply. Call 309-862-1838.
Here's what they'll will need from you:
Buying a vehicle is one of the biggest purchases many of us make. That's why it's important to make sure you not only get a good loan rate, but also get a good deal, and make smart choices about the extras, warranties, GAP and protective undercoating.
At Prairieland, we offer very competitive rates on both new and used cars, trucks, watercraft & motorcycles, plus extended warranties and GAP loan protection at much lower rates than the dealers. So, if you choose to purchase any of these extras, talk to one of our loan officers BEFORE you sit down at the dealership. It will SAVE YOU HUNDREDS OF DOLLARS.
The BEST way to go about purchasing a new vehicle is to find the car or truck that interests you, sit down with one of our loan officers to determine how much you can afford to borrow - BEFORE YOU TALK TO A SALESMAN - then take your pre-approval with you and negotiate with the dealer as if you're paying cash.
If you're planning to buy a used vehicle, be sure to check our repossessed vehicles on this Web site, with financing as low as 2.9% APR available. Check on all new and used vehicle pricing and options on our Auto Research page.
Are you sinking in a pool of high interest debt from multiple credit cards? You can consolidate all those balances into one debt consolidation loan. During January, February and March, you can borrow from Prairieland at 11.0% APR with various terms available, to consolidate your debt, reduce or eliminate those high credit card balances and probably lower your overall monthly payments.
Just call or stop in and see Brenda, Marsha or Christina in our loan department (309-862-1838) and ask them how a Prairieland debt consolidation loan can help your financial situation.
You can apply online (see above) or stop by for a loan application. With a copy of your paycheck stub, which you can drop off or fax to us, we can usually let you know if your loan is approved the same day.
Some years vacations, back-to-school expenses, or Christmas come upon us and we just don't have the extra funds to take care of them. If that ever happens to you, call on your Credit Union to help you out with a Vacation Loan (during May & June), a Back-to-School loan (during July & August), or a Christmas Loan (Oct. 15 to Dec. 31). You can borrow up to $3,500 at 11.0% APR for 24 months for these or any other worthwhile purposes.
Our Loan Department can provide all the details and help you complete a loan application. Or you can apply online. Minimum payment for one of these special purpose loans is $4.66 for each $100 borrowed. And you must qualify under the regular signature and debt ratio guidelines listed in our loan evaluation criteria. For more information, stop by or call us at 862-1838 (toll-free 877-371-1211).
Online Application
Need a personal loan for a worthwhile purpose? We'll do everything thing we can to help you. Stop by or call Brenda, Marsha or Christina in our Loan Department and talk to them about it. 862-1838 (toll-free 877-371-1211).
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