Prairieland VISA

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Prairieland offers three VISA credit card options: Platinum, Classic & Secured. To determine which of our VISA accounts is best for you, email or call our loan department, or stop in our office during regular business hours.

Platinum VISA - 9.9% APR

For those who qualify, our Platinum VISA account offers higher limits than our Classic VISA, an extremely low 9.9% fixed annual rate and No Annual Fee.

Classic VISA - 14.9% APR

For many members, our Classic VISA offers a better credit card account than is available anywhere else. The very competitive 14.9% fixed annual rate and No Annual Fee are two good reasons to transfer department store charge card and higher rate credit card balances to a Prairieland Classic VISA account.

College students can apply for a Classic VISA account with a low limit and learn to establish and manage credit without getting over their heads into debt.

Secured VISA - 14.9% Fixed APR

For members who need to establish credit, or who have experienced credit problems and need to re-establish their good credit, our Secured VISA allows them to deposit funds into an interest-bearing share account as security, and enjoy the convenience of a VISA credit card.

Online Security

Protect yourself from someone stealing your card number over the internet. Verified by VISA protects you by requiring verification of your VISA card number and a user password for an Internet purchase before approval is granted.

HFS Online Banking

Secure account login: The power to bank online from anywhere 24-7.