Auto Loan Protection (GAP)

Now you can protect yourself if your car is totaled with Guaranteed Auto Protection! The value your insurance company will place on your car may be substantially less than the amount you still owe on your auto loan. Why take chances with your investment?

In the event your vehicle is stolen, accidently damaged beyond repair, or otherwise declared an insured total loss, your insurance company pays the actual cash value of the vehicle at the time of loss, NOT what the vehicle is really worth to you! You remain liable for payment of the difference between your insurance company's settlement and the balance of your loan or lease.

This deficiency, added to the amount of your deductible, time lost from work, rental car costs, replacement vehicle, and other expenses,can easily be worth thousands of dollars - money that comes out of your pocket - unless you have GAP insurance!

Benefits of Prairieland's GAP protection:

1. GAP could pay off the difference between what the insurance company pays to a totaled vehicle and the balance of your loan
2. GAP pays up to $1,000 towards a Prairieland member's deductible

Our GAP insurance protection costs just $300, compared to up to $600 from a dealer!

Talk to one of our loan officers today about protecting your investment with GAP insurance.

Extended Warranties

If you would like to extend warranty coverage on the vehicle you've purchased past the manufacturer's warranty, choose a Platinum, Gold, Silver or Bronze Protection Plan you can purchase from a loan officer here at Prairieland. Depending on the car you purchase and the warranty you choose, you could even qualify for a 100% MONEY BACK GUARANTEE!

The Benefits

• Prairieland's extended warranties are ALWAYS less expensive than those offered at the dealership.
• You don't even have to finance your vehicle through Prairieland to purchase an extended warranty from us. 
• We offer easy pay back options.
• The warranty is transferrable once if you sell your vehicle to someone else.
• Any licensed mechanic or dealership with an approved written estimate can do repairs in case of damage under our extended warranties
• There is a zero deductible available on many of the packages.

Talk to one of our loan officers today about extending the warranty protection on your vehicle, and they can explain the differences between each of the four available plans and their costs.